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Long-Term Care

Long-Term Care

When planning for long-term healthcare needs, it’s important to keep in mind that:

  • Medicare is not nursing home insurance and does not cover long-term care
  • Private medical insurance or Medicare supplement plans do not cover maintenance care

Long-term care insurance can help manage healthcare costs and mitigate the impact of inflation, while ensuring your healthcare needs, and those of loved ones, are covered well into the future. Adequate financial planning now can help prevent a lifetime of assets from falling short when you need them most.

Knowledge Powered by LPL Financial

R.B. Smith is powered by LPL Financial, the nation’s largest independent broker/dealer.*


LPL Financial provides a comprehensive array of tools and resources to financial advisors, enabling them to provide highly-personalized financial guidance to their clients. The firm has no proprietary products.


*As reported by Financial Planning magazine, June 1996–2024, based on total revenue.

Striving to Ensure Your Interests Come First

 The financial professionals at R.B. Smith always put your interests first.


Talk to us about the importance of long-term planning with a focus on capital preservation.


Discover the value of experience, personal service, and customized advice.


We’ll do our absolute best to serve you.

Professional, Experienced Advice

Through our relationship with LPL Financial, R.B. Smith has no obligations to investment product manufacturers and no cross-sell quotas or directives that may lead to conflicts of interest. Our sole focus is serving your needs.


We provide customized financial planning and investment advice based on a thorough understanding of your unique circumstances and philosophy about wealth management. We offer the benefit of our experience, education, and professional training to help you pursue your personal financial goals.

Contact Us Today To Begin Your Financial Planning Relationship.

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